Basic Life Insurance
The County of Alameda (County) provides eligible employees with up to $25,000 of Basic Life Insurance. Refer to your Memorandum of Understanding (MOU) or Salary Ordinance for the coverage available to you.
Coverage is automatic—you are not required to enroll. However, you:
- Must meet the definition of Active Service.
- Must designate a beneficiary.
- May add or change a beneficiary by completing a beneficiary form and returning it to the Employee Benefits Center (EBC).
- May make changes to your beneficiary designation at any time.
Please see the Employee Benefits Handbook for specific requirements or the Evidence of Coverage booklet.
Benefit Portability/Conversion
Employees who apply within 30 days of termination (retirees have 60 days) may convert their employee “group term” life insurance to individual life coverage. If you do so, you are responsible for payment of insurance premiums; the rates may be significantly higher than rates offered through the County’s Basic Life Insurance program.
Contact the EBC if you have questions regarding the portability of this benefit.
Ancillary Benefits
You will receive the following benefits when you are enrolled in Life and/or Disability Insurance under New York Life Insurance.